Different Ways to Use Your Tax Refund or Stimulus Check

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If you’re like me, you’re always looking for the best way to manage what you have and what you’re responsible for. And let’s be honest, there are very few things that will thrive if they’re completely left alone anyway. Houses have to be lived in and cleaned. Plants have to be watered and exposed to the sun. Vehicles have to be driven, even if just once every week or two. Lawns have to be mowed. You have to eat nutritious food, drink water, wash your body, and brush your teeth. Because what happens when these things don’t happen? Things fall apart, they breakdown, or get out of control. There is chaos and even sometimes decay or death when things are not managed or not managed properly. Don’t think of your finances as any different. Take care of it, manage it well, get advice and seek help when there’s something you don’t know how to do. If you leave your finances alone, you might be dealing with chaos later.

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6 Things I’ve Learned From Motherhood

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Hi guys! A few weeks ago, my baby celebrated his 8th birthday. I’m still floored that I have an 8 year old, y’all. It’s been crazy to watch him learn and grow. I’d babysat growing up and watched my brother and sister develop but that hasn’t compared to having a child of my own. I didn’t realize how little I understood about motherhood until after I became a mom. I also didn’t realize how little I understood about myself. As cliché as it is, it’s so true – having a baby changes everything. It exposes you. It amplifies you. It challenges you. It makes you learn about you. Here are a few things I’ve learned along the way.

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7 Ways to Make More Money Today

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Hi guys! Have you ever watched a house being built? I’ve seen some interesting ways that modular homes can come together, but if you think about a traditional home or a cabin, there is beauty in watching it slowly come together over time (think Building Off The Grid on DIY Network). Things start fairly small, getting plans and materials together, then slowly and carefully executing until one day, you have a home. I’m giving a very general overview of all of this, but I want you to remember something: solid homes are not built in a day. It’s a process that starts small and progresses until the goal is reached. Keep this in mind, then think about your finances.

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Practical Budgeting: Spring 2021 Skincare Favorites

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Hi guys! If you’ve been following me on Instagram, you know that I recently posted some of my skincare favorites. Even though I live on a fairly structured budget, I enjoy and indulge in some high-end skincare products. I know, I know – I can hear it now….. Those products are expensive! How can you be smart with money but spend it like that? And you’re right, they can be expensive. But, what if I told you that you can indulge like this too – wisely. It’s all about how you approach it…

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Practically Paying Off Debt

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Hi guys! This week, I wanted to talk more about a practical application of paying off debt. Last week, we touched on the avalanche and the snowball methods of paying off debt early. The avalanche method focus on paying off the debt with the highest interest rate first. The snowball method focuses on paying off the debt with the lowest balance first. Using the monthly net pay of $2,500 that we started with last week, let’s take a detailed look at the snowball method.

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Budgeting Basics

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Hi guys! I wanted to do something a little different today and give you a tool that you can use to help customize your budget. It’s nothing fancy, but it works for me. You know how much money is coming in, and by now, you should know how much money is going out. Let’s start telling it where to go instead of wondering where it went.

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