Prepaid College Savings Plan vs 529 College Savings Plan: Which is Better?

Photo by Stanley Morales on

Long before I started college, I knew I wanted to go and finish debt free. I grew up hearing about how expensive college was and how it could take years and years to pay off the loans depending on where you went to school and how far you wanted to go. The higher the degree, the higher the loan, the longer it takes to pay off. (Pray you get a good paying job after graduation.) Aside from scholarships and pell grants, loans were the only thing I’d heard of as a way to pay for college. So, if I had to get a loan, I was determined to make it as small as possible and pay it off as quickly as possible. After all, what other option is there? Right? If only I knew about prepaid college savings plans and 529 savings plans back then….

Continue reading “Prepaid College Savings Plan vs 529 College Savings Plan: Which is Better?”

The Importance of Accountability

Hi guys! Today, I wanted to dig a little into the ‘how’ behind anything successful – accountability. When it comes to doing something well, understanding why it’s important to you is going to take you far, but that alone is not going to get you to the finish line. For some of us, just the desire to do well will keep us working hard and focused on the task at hand for the moment, but that desire in itself isn’t enough either. You need accountability.

Continue reading “The Importance of Accountability”

Different Ways to Use Your Tax Refund or Stimulus Check

Photo by Ketut Subiyanto on

If you’re like me, you’re always looking for the best way to manage what you have and what you’re responsible for. And let’s be honest, there are very few things that will thrive if they’re completely left alone anyway. Houses have to be lived in and cleaned. Plants have to be watered and exposed to the sun. Vehicles have to be driven, even if just once every week or two. Lawns have to be mowed. You have to eat nutritious food, drink water, wash your body, and brush your teeth. Because what happens when these things don’t happen? Things fall apart, they breakdown, or get out of control. There is chaos and even sometimes decay or death when things are not managed or not managed properly. Don’t think of your finances as any different. Take care of it, manage it well, get advice and seek help when there’s something you don’t know how to do. If you leave your finances alone, you might be dealing with chaos later.

Continue reading “Different Ways to Use Your Tax Refund or Stimulus Check”

7 Ways to Make More Money Today

Photo by William Fortunato on

Hi guys! Have you ever watched a house being built? I’ve seen some interesting ways that modular homes can come together, but if you think about a traditional home or a cabin, there is beauty in watching it slowly come together over time (think Building Off The Grid on DIY Network). Things start fairly small, getting plans and materials together, then slowly and carefully executing until one day, you have a home. I’m giving a very general overview of all of this, but I want you to remember something: solid homes are not built in a day. It’s a process that starts small and progresses until the goal is reached. Keep this in mind, then think about your finances.

Continue reading “7 Ways to Make More Money Today”