Hi guys! One of the things that I hear people talk about all the time are vehicle expenses. Your emergency fund can certainly take care of those unexpected expenses like repairs that result from an accident or blown tire, but it’s a good idea to plan for regular maintenance costs too. Insurance, oil changes, tire rotations, tire replacements, etc. are all things that you’re going to have to pay for over time just by nature of having a vehicle. So, you might as well set yourself up for success and save for regular maintenance in advance. Here’s how I do it.
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Rainy Days

Hi guys! OK, it’s been about three weeks since you’ve started tracking your expenses. You’ve had a little time to look at your current spending habits and see where your money is actually going. Is it what you expected? Are you totally surprised? Chances are, this exercise was eye-opening, even if just a little bit, but that was the point. For you to see exactly where you are. Now, let’s move on to the next step… building a little cushion.
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