Tag: personal finance

Budgeting & Finance

The Importance of Accountability

by Jan's Life

Hi guys! Today, I wanted to dig a little into the ‘how’ behind anything successful – accountability. When it comes to doing something well, understanding why it’s important to you is going to take you far, but that alone is not going to get you to the finish line. For some of us, just the desire to do well will keep us working hard and focused on the task at hand for the moment, but that desire in itself isn’t enough either. You need accountability.

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Budgeting & Finance

7 Ways to Make More Money Today

by Jan's Life
Photo by William Fortunato on Pexels.com

Hi guys! Have you ever watched a house being built? I’ve seen some interesting ways that modular homes can come together, but if you think about a traditional home or a cabin, there is beauty in watching it slowly come together over time (think Building Off The Grid on DIY Network). Things start fairly small, getting plans and materials together, then slowly and carefully executing until one day, you have a home. I’m giving a very general overview of all of this, but I want you to remember something: solid homes are not built in a day. It’s a process that starts small and progresses until the goal is reached. Keep this in mind, then think about your finances.

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Budgeting & Finance

Practically Paying Off Debt

by Jan's Life
Image by Schäferle from Pixabay

Hi guys! This week, I wanted to talk more about a practical application of paying off debt. Last week, we touched on the avalanche and the snowball methods of paying off debt early. The avalanche method focus on paying off the debt with the highest interest rate first. The snowball method focuses on paying off the debt with the lowest balance first. Using the monthly net pay of $2,500 that we started with last week, let’s take a detailed look at the snowball method.

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